Corporate & Commercial
Is obtaining a state guarantee free of charge?
No. An annual premium is calculated on the basis of the guarantee obtained. 1 basis point equals 0.0001 the amount of the principal outstanding at the relevant time.
If the borrower is classified as micro, small and medium-sized enterprises, the annual premium for the first year is 25 basis points; 50 basis points for the second and third years and 100 basis points for the fourth and fifth years.
If the borrower qualifies as a large company, the annual premium for the first year is 50 basis points; 100 basis points for the second and third year; 200 basis points for the fourth and fifth years.
